Banking & Reconciliation

Your Bank & Books, Always in Sync

AI Bank Reconciliation Software UAE — Live Bank Feeds on XYRA Books

XYRA Books is AI bank reconciliation software for UAE businesses — connect Emirates NBD, Mashreq, ADCB, FAB, RAKBANK and 10,000+ banks via Plaid, auto-match transactions to invoices and bills with 95%+ accuracy, and close your books in minutes instead of hours.

Auto-Synced
BANK ACCOUNT
Emirates NBD Business Current
Synced
Account No. XXXX XXXX 4821
Last Synced 2 mins ago
Payment from Acme Corp
Mar 19, 2026
+42,500
Matched
Rent Payment - Office
Mar 18, 2026
-35,000
Matched
Bank Transfer
Mar 17, 2026
-8,200
Available Balance 482,300
Reconciled this month 142 / 145
Features

Smart Banking That Saves Hours Every Week

From automatic bank feeds to AI-powered matching, reconcile your books faster than ever.

Auto Bank Sync

Connect your bank accounts and get transactions imported automatically every few hours. No manual uploads needed.

AI-Powered Matching

AI matches bank transactions with invoices, bills, and expenses automatically. It learns your patterns and gets smarter over time.

One-Click Reconciliation

Review AI-suggested matches and confirm with a single click. Reconcile an entire month of transactions in minutes.

Statement Upload

Upload bank statements in PDF, CSV, or Excel. AI extracts and categorizes every transaction automatically.

Multi-Account Support

Manage multiple bank accounts, credit cards, and payment gateways from one unified dashboard.

Cash Flow Insights

Real-time cash position across all accounts. Forecast future cash flow based on receivables and payables.

Workflow

Reconcile Your Books in 4 Steps

A simple workflow that keeps your bank and books perfectly aligned.

1

Connect Bank

Link your bank account securely or upload a statement. Transactions flow in automatically.

2

AI Categorizes

AI reads each transaction and suggests the right category, vendor, and matching record.

3

Review & Match

Confirm AI suggestions or manually match. Handle exceptions and split transactions easily.

4

Books Reconciled

Your bank balance matches your books. Full audit trail and reconciliation reports ready.

Connected Accounts All Synced
3
Accounts
825,500
Total Balance
98%
Reconciled
Multi-Account Dashboard

All Your Money in One View

Connect all your bank accounts, credit cards, and payment gateways. See your total cash position at a glance and reconcile everything from one dashboard.

  • Connect unlimited bank accounts, credit cards, and payment gateways
  • AI auto-categorizes 95% of transactions without human input
  • Real-time cash flow dashboard with forecasting and alerts
  • Bank-grade security with encrypted connections and read-only access

Ready to Automate Your Reconciliation?

Join thousands of businesses using XYRA AI to sync their banks, reconcile in minutes, and always know their exact cash position.

Why XYRA Books

Why XYRA Books for Bank Reconciliation

AI-first reconciliation built UAE-first — see how XYRA Books compares to Zoho, QuickBooks and Xero.

All UAE banks via Plaid

Emirates NBD, Mashreq, ADCB, FAB, RAKBANK + 10,000+ banks globally. Zoho/QB UAE coverage is patchy; Xero often needs CSV uploads.

95%+ AI match accuracy day one

XYRA Books AI auto-matches transactions to invoices, bills and expenses — most competitors need months of training.

Plaid-tokenized credentials

Bank logins are tokenized via Plaid; XYRA Books never stores passwords. SOC 2 Type II + ISO 27001.

Live sync every 1-4 hours

Transactions appear within hours, not overnight. Most competitors run a single nightly batch.

AED-first, multi-currency

Connect AED, USD, EUR and 30+ currency accounts with live FX. No region tax or "global plan" upcharge.

Bulk CSV / OFX import

Upload historical statements and AI categorizes them in bulk — perfect for migrations.

Built For

Built for Every UAE Business

From a single bank account to multi-entity treasury — XYRA Books scales with you.

Compare

XYRA Books vs other books

Side-by-side on the bank reconciliation features UAE businesses actually use.

Feature XYRA Books Other Books
UAE bank coverage (ENBD, ADCB, FAB, etc.)
10,000+ banks via Plaid
AI auto-match (95%+ accuracy day one)
Live sync (1-4 hours, not overnight)
Plaid-tokenized credentials
AED-first multi-currency accounts
Bulk CSV/OFX import with AI categorize
Free guided migration from Zoho/QB/Xero
FAQ

AI Bank Reconciliation FAQs

How XYRA Books connects, syncs and reconciles UAE bank accounts — powered by AI and Plaid.

Which UAE banks does XYRA Books support?

All major UAE banks via Plaid and direct integrations — Emirates NBD, Mashreq, ADCB, FAB, RAKBANK and 10,000+ globally.

How does AI bank reconciliation work?

XYRA Books AI matches transactions to invoices, bills and expenses with 95%+ accuracy on day one.

Is bank data encrypted?

Yes — bank credentials are tokenized via Plaid; XYRA Books never stores passwords.

Can I import historical statements?

Yes — upload CSV or OFX statements and AI categorizes them in bulk.

Does it support multi-currency accounts?

Yes — connect AED, USD, EUR and 30+ currency accounts with live FX.

How long does bank sync take?

Live sync: most banks update within 1-4 hours of new transactions posting.